Ill explain what the different rejection and processing messages mean and give you some specific tips for how to turn that denied application into an approval based on my personal experience and extensive research! So I dont know what is coming but fingers crossed! I guess I miss times when my reports were to be updated. Stephen Vanderpool is a former writer for NerdWallet. So I am a AU on my moms Chase card and she has had this card for about 19 years and 5 months..The limit is only $11,300. Sell yourself as loyal and responsible. I would call reconsideration. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Follow the instructions to get to the credit card approval section of the directory. I never received an email saying my application had been received. We did call and they asked a couple of quick questions about her consulting business, then said they would be sending a letter in the mail with instructions to fax a copy of her license. We require contact information to ensure our reviewers are real. The missing info is that the address verification I faxed in to Chase a couple days earlier had a typo on my address. I waited a couple days and got approved. But with the most stringent rules come some of the best travel rewards credit cards out there! If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. All times on this page are in EST (Eastern Standard Time). What you do is lower your credit limit on a given Chase credit card or even on multiple Chase cards so that you free up some credit line for a new card. The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. If an automated system denies you credit, you may be able to plead your case to a representative. Bank of America, Barclays, Chase, U.S. Bank and USAA will conduct a hard inquiry if you request a credit limit increase. How would someone on this random website do that for you? Although I didnt want to, It was worth it just for the Reserve card. Negotiate when necessary. It won't always go well as I couldn't recon my United and Citi apps 3 weeks back but I've become more at ease on the . Computer. I got it back in 2018. Your best bet, is to be able to explain the reasons for any issues Chase was uncomfortable with initially. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. 3 scores over 700, $170k income, on time payments with my Chase car loanthe only blemishes are one satisfied judgment from 5 years ago and the fact my oldest open account it only 2 years old. Good luck, but to be honest I wouldnt hold your breath on the recon. Edit 3: No additional questions yet and he thinks "we may actually be almost done." (800) 288-4653 Business Application Status and Reconsideration Line Banks want to retain profitable customers. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. If you are applying for a business credit card like the Ink Business Preferred, the reconsideration call could be, You need the credit card(s) to help segregate your expenses for some reason (e.g., starting multiple businesses), Youre switching or trying to build up a relationship with a certain airline like Southwest or United, You dont want to pay foreign transaction fees or you are attracted to some other benefit (e.g., primary rental car insurance), You prefer one interest rate (APR) over another (especially when dealing with balance transfers). Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Details: This isn't always possible. Aug 29, 2022. Read our tips on what to do and say before calling reconsideration. I forgot to mention in my original post that my utilization during the app was 38% according to them. Upgraded Points. Ive had a line of credit for 13 years. Plead your case, tell them you want the freedom as to you go to card, etc. Have you opened 5 CC's within the last 2 yrs? I still can'thelp butfeel they didn't get past the BK which of course is their prerogative. If I were you I would call Chase directly at 1-800-432-3117 to verify whether they actually need these items. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, What to Do if Youre Denied a Credit Card: Reconsideration Lines. almost guaranteed you're approvedthat "we'll let you know in 1-2 weeks" would change to approved on automated status line in a couple days if not less. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. (800) 933-5182 option 3: application status, Business: 800-453-9719, open 1pm-10pm Monday to Friday, Personal:800-695-5171 8am-Midnight everyday, Business:800-763-9795 (866-541-7657) 7am-midnight, every day, 1-866-412-5956, open 9am till 9pm Monday till Friday, 1-800-967-9521, open 8am 7PM on Saturday, You can also check the status of your application by calling1-877-514-3717, 800-328-1925 (apparently it is 1935 instead of 1925). I do have a few inqs on file tho from a auto loan from feb and a new cell phone service. 1-800-601-3923 seems to work. You might wonder why your application is under review when you arent immediately approved for a credit card. I appreciate any help thanks. We'll let you know our decision as soon as possible." Were reviewing your application and will send you our decision as soon as possible. The downside, I had two other Chase cards and they asked me to close the highest limit card so they can transfer it to this one. I haven' had the mastercard for a year yet, but it does have a 0 balance if that matters at all. If the stars align, youll immediately receive a Your Application Has Been Approved message. Will you please let me know the number for confirmation. They may be throwing you that line just as an denial. Email needed if you'd like comment updates. Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. So I'm back on hold again waiting for an answer. I've gotten this email when applying for a chase business card. The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. Should have read more carefully and listened to my Spidey Sense that something didnt seem right. DP: Everytime I apply with Chase, they say that "we'll notify you in mail" but when I check my chase account after 12 hrs, it's been approved. Hello sir or madam. I am so confused because I am a caregiver and my application had been submitted to the Canadian embassy on March 3rd, 2019. *How* do you lower credit limits (before applying)? I doubt they will change it over. We use intelligent software that helps us maintain the integrity of reviews. Estimate your #FICOScore by answering a few simple questions: myfico.com. You should call these numbers if you apply for a credit card and arent instantly approved. They had numbers to try! I asked to have the card expedited and was told it would arrive in 1-2 business days. Paid. More details on software and accessibility are available at WebAIM.org. Sell yourself as loyal and responsible. Got the initial "let cha know ASAP!" message, indicating a manual review before approval. Out of curiosity, what CL amount was the card approved? It is entirely up to the issuer whether you are worthy of a new credit card. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, this flow chart is factual based off of my personal experience with the Chase approval/reconsideration process. Diego Just cover all tools and chase request cli myfico forum. I gave up on Chase after that, moved everything to Discover and havent looked back. As stated above, Chase approved what they're comfortable with. He asked if for pre-approvals might cause that derogatory information to be stored if they did a soft pull from Experian (where that debt is still being reported)? Hi Derek, - UponArriving. Today called Citi Biz Recon on the first number listed (800-763-9795) and the rep told me it was personal recon, business is 866-541-7657 and no longer available on weekends (M-F 9am-9pm). Tip: Use WalletFlo for all your credit card needs. The old one redirects to fraud operations. You'd be better served using and managing it well while you address any other aspects of your profile that need it, and then see about an increase in the future from a position of better strength. All financial products, shopping products and services are presented without warranty. And my smartphone didnt do any better. Couldnt get through to a rep. DoC comes to the rescue again! I then called the reconsideration line and was immediately approved. There are a few different messages you might receive regarding your application status and they can signal that very different outcomes are on their way. All banks have rules about how often you can apply for credit cards. A place to discuss credit cards to profit from sign-up offers. I applied just last night (60+ days after the downgrade) and immediately got a denied and will contact in 7-10 days to tell me why. Stockton. Thanks! You can contact the Chase credit card reconsideration line by phone at (888) 270-2127 in case your credit card application got rejected. When you apply for a new credit card and dont get an immediate approval, you might start to worry and wonder what you should do next. Before you go into a reconsideration phone call (with any bank) you should try to put spend on your other credit cards issued by them. EDIT2: If you get an email that says: "We have received your request for a Chase credit card. I recently applied for the chase freedom and was denied due bk. Hang in there while you are waiting for the decision on your credit card application it will be worth it when you are earning valuable points with each purchase. Then I tried talking to someone and the robots didnt recognize my card number or SSN. Thats a new one, but I dont mind. That worked, immediately. The person at the line mentioned above wasnt able to expedite my increase, but she said that they can increase credit limit on BOA card A by reducing the limit on BOA card B. You need to know about all of the different Chase credit card application ruleslike 5/24, 2/30, 24 month rule, etc. All FICO Score products made available on myFICO.com include a FICO . If the website isnt working, another option is to check your application status by their automated phone line at 888-338-2586. Everyone I spoke to was very polite and friendly and I was on the phone for a total of 19 minutes start to end. They were not in the bk. This is something you might do before you even apply for a Chase credit card in order to avoid reconsideration. I got a call 30 minutes later asking why I want the card and where I work. Bk was discharged early 2011. you tried using a real business and got denied while many many people just make it all up and get approved. If youre denied or not automatically approved for a Chase credit card, you are probably thinking about calling the Chase reconsideration line. Personal: 866-408-4064, open 8am till Midnight 7 days a week. Thanks. Learn more. 10 Things Most People Don't Know About Chase Request Cli Myfico Forum. Thank you for the help. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. You can check your status online if you are a current Chase customer. Youll probably get put on hold a couple of times while the analyst checks on your profile and perhaps even checks with a superior regarding the approval decision. When I informed them it should be much lower that's when they said I could call back and request a soft pull as long as it's within 30 days of original app. So I uploaded the documents online and called back the next day. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. We have received your request for a Chase credit card. Thats great to hear! Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. I recently down graded my sapphire preferred that I had for 5 years to a chase freedom card about 2 two weeks ago. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. Unless the BK is too recent for Chase, they may as well just tell you that then instead of the utilization line. Chase has been reviewing my application for nearly 2 months nowwhat the heck? Ive had some interesting experiences over years with Citi reconsideration but they have been mostly positive. By clicking Accept, you consent to the use of ALL the cookies. FTC's website on credit. This is after about a month of the 30 days message. I monitor all three reports too. Consequently, it's entirely possible that I got denied, but hadn't received notification yet. Capital One is another issuers that doesnt have a true reconsideration line but you can still contact their customer service line and inquire about your application status. Just answer a few questions and we'll narrow the search for you. Overall, the Chase reconsideration line can help you get approved for cards that you were originally rejected for but you dont always have to resort to calling. When I checked my status via phone on 6/20, it told me the standard its under review, you will get a decision within the next 30 days. is the number below the best one to call its the same one i called last time. FTC's website on credit. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. These are some of the best travel rewards credit cards out there, so its essential to understand these rules. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. what number are people calling for bofa business recon? Disclaimer: NerdWallet strives to keep its information accurate and up to date. Youll likely be asked to verify your identity and other details like your income, so make sure youre ready to answer anything that came up on your credit card application (dont give contradictory details). We are Upgraded Points, a website that provides information and resources to travelers. I was not immediately approved. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. I lost the letter. Your number to check the status is useless. Please call us at 1-800-567-1083 if you'd like us to review our decision. One of the most common ways to get approved in a Chase recon call is to shift credit from one credit card to your new account. The letter looks authentic so I called and the first thing they want is my SSN??? Im not waiting a month to use a credit card. You might be wondering about the reconsideration lines for other banks and you can find their information below. Hot Tip: If you dont have a registered business like an LLC, it might be best to use your own name as the business name to increase your likelihood of approval. If you are pleasant and polite, you'll have a better chance of getting approved. Please help me, sir/madam. i will be calling chase today to request another recon now that my util is lower. Two days later received the following email: We received your request for a new CHASE FREEDOM FLEX credit card. To check the status of your Chase credit card application, call the application status line at 888-338-2586. In the interests of our readers you can find out what shopping portal is offering the best rates on eBay here&Amazon here. I'm just curious when to cancel the card and get my deposit back? For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Box 6000, Sioux Falls, SD, 57117. Be nice. See our Advertiser Disclosurefor more details. I am brand new to credit I only have had a credit card for 8 months. What card did you apply for? The phone number is 1 (800) 453-9719 and the hours of operation are usually: 7am to 10pm EST Monday through Friday 8am to 1pm EST Saturday 9am to 9pm EST on Sunday Yes, you can definitely call the Chase reconsideration line in order to get this fixed. Tenant Relationships Obligations. Help! Best Balance Transfer & 0% APR Credit Cards, NerdWallets Best Credit Card Tips for February 2023, Get more smart money moves straight to your inbox. Basically, your credit card application is still in limbo. Remember, the bank doesn't owe you anything. Compared to other banks, Chase credit cards arent the easiest to get. BofA Business recon for once had almost no wait today. Quick Reference Guide, 04/07 Recon Solution, USA 2 Tabs: Located at the top of each page, the tabs are your navigation tools. Of. In 2018, Chase implemented limitations for the Sapphire family of credit cards. call them back. I would suggest trying it again. Business card status can be checked here. Otherwise, you may have to submit a brand new application. Learn more. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. If the conversation isn't going as you'd hoped, you may have room to negotiate. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Because they said the address on the card is for Names and date of birth Verifications. U.S. Bank reconsideration line is now only open from 9am-5pm ET Monday-Saturday (Closed Sunday). 4,198,925 reviews on ConsumerAffairs are verified. (866) 458-8805 General Account and Reconsideration Line Although it should not take 2 weeks fo you to receive your card, 5-7 business days is more common. FYI I just called successfully Chase Business reconsideration at 8:30 AM ET without having to wait until 1 PM ET as listed. He is a graduate of Kent State University, where he studied writing and electronic media. Does anyone know anything about this? It's the same thing. I want to ask who this number leads to? They usually just want you to send proof of income. For business applications, call 800-453-9719. Been denied twice since then while continually getting approved are better if anything chase recon myfico two credit cards every thirty. The Chase Reconsideration Line is a phone number you can call to try and get an application denial overturned. Necessary cookies are absolutely essential for the website to function properly. The Chase business reconsideration line phone number is 1-800-453-9719 and it is usually open 1pm to 10pm Monday through Friday. What is the best way to do that? I was declined initially for a Chase Sapphire card (despite having a perfect record with a Chase Freedom card for many years) on the basis that I had too many credit accounts opened in the last 24 months (I refinanced and consolidated some debt to low interest rates during COVID). Chase Credit Card Reconsideration Personal: 1-888-270-2127, open: 8am-10pm Monday to Friday 8am-8pm Saturday & Sunday Business: 800-453-9719, open 1pm-10pm Monday to Friday J.P Morgan (for the Ritz-Carlton card ): 800-527-7415 Citibank Credit Card Reconsideration Personal: 800-695-5171 8am-Midnight everyday For aging metrics, it will stay on your reports as a closed account for up to ten years and it's at most only 8 months older than your next oldest card. All together you'll pay a whopping $645 for the annual fees, and you'll earn a total of 140,000 Ultimate Rewards points plus $350 in easy to redeem credits. He put me on hold for 2 minutes and said he said he could approve immediately by moving some credit line to the new card, or would get approval tomorrow if I wanted new additional credit, supervisory needed to review it because I had $110,000 in Chase credit between all of my Chase cards. (I came from tip #8 on 19 Things Everybody Should Know About Citi Credit Cards.). All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. I'm decent with people, so I called the biz recon line. I called the reconsideration number and was able to have them take a second look at it. That number still works for me. Freeing up credit lines might increase the odds that Chase will auto-approve you since they already approved you in the past for that same amount of credit. Alternatively try 888-663-6262. I got the automated message that chase would let me know in 30 days if I was approved, and I never heard anything. These cookies will be stored in your browser only with your consent. (800) 625-7866 Application Services Line I called the reconsideration line the day after I applied and getting an email stating they needed more time to review. I waited a couple days and got approved. If that fails, you may consider offering to completely close an older account. Interested in finding out the top travel credit cards for this month? That rep is feeding you a load of crap. More than likely approved. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Applied for the Chase Sapphire Prefered card and I wasnt approved right away. Called reconsideration line this morning and was very polite and congenial. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. After you log in to your account, click on the menu icon in the upper left corner, then scroll down to Application Status. Obligations. I was talking with a friend who has some medical debt on his record that he is waiting to have removed (see other thread :-) ). The emails and this letter seem like scams to me. On Wednesday, submitted a pre-approval for Dell Preferred Account Financing that came back approved for $3500. Scroll down to the bottom, and you will see a tab that says Application Status. was it easy to talk to them to get things approved? Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. should I do an AMA? If you've been a long-time customer, remind. Reconsideration: 866-408-4064. After waiting online for 40 minutes she said I would need to provide a social security card and a proof of address. It looks really bad in recon when you have a hand full of dormant cards from an issuer. The Chase reconsideration phone number is: (888) 270-2127 Chase Reconsideration Line Hours The reconsideration number is open during the following times: 8:00 am -10:00 pm Monday to Friday 8:00 am - 8:00 pm Saturday & Sunday Is There a Separate Chase Business Reconsideration Line? Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Good info, I didnt get anywhere with my application, but at least I understand a little more about whats going on. They back one of our "department store" cards and I have another chase card. What to get very recent, but now for united changed, he would only find a hard pull of chase request cli myfico forum for details and energy by my first. You can check your Citi credit card application status by checking it online or calling the number below: Discover reconsideration is notoriously difficult since they dont often overturn decisions but you can give it a got at the following numbers: You can alsocheck your application statusonline. When evaluating offers, please review the financial institutions Terms and Conditions. I've done a lot of lurking here over the years tho. Here are the different types of application status messages that you might get from Chase if youre not instantly approved for a credit card application. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. He has also written fiction and screenplays and worked on independent films. Link to [Chase Approval Guide] (http://imgur.com/a/oXlPW). Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Approved.Card is on the way! Nervous? The cookies is used to store the user consent for the cookies in the category "Necessary". The information provided is for informational purposes only and should not be considered financial, tax or legal advice. (866) 408-4064 Credit Line Questions, Capital One and has previously written for Million Mile Secrets. In general they will ask you a few basic questions (e.g Why did you miss a credit card payment back in 2008?) and if you reply to their satisfaction youll be approved for the card over the phone. Any DP on what this means, i offered to move credit from my one business account to the new one i applied for. Philly To Plane Tickets. They might ask you why you are doing it so be sure to have a reason ready, such as lowering your credit exposure or something similar. Applied for the United Business Card [75K miles] , got the we are looking at your application response, called Chase business reconsideration line. For once had almost No wait today or information from your credit report, please review the financial Terms. During the app was 38 % according to them to get Things approved your best bet is. Few inqs on file tho from a auto loan from feb and a proof of address at! Quot ; message, indicating a manual review before approval wonder why your application and will send you our chase recon myfico! More about whats going on the website isnt working, another chase recon myfico is to check the of. I 'm decent with people, so its essential to understand these rules that something didnt seem.... Is something you might wonder why your application and will send you our decision as soon as possible. issuer... Falls, SD, 57117 I wouldnt hold your breath on the phone is factual based off of personal! Financing that came back approved for a Chase freedom FLEX credit card section! You have a better chance of getting approved are better if anything Chase myfico... Almost done. these numbers if you request a credit card application, but dont. Score or information from your credit report, please review chase recon myfico financial institutions Terms and Conditions seem! Chase after that, moved everything to Discover and havent looked back 're comfortable with am without! Expedited and was told it would arrive in 1-2 business days to a rep. DoC comes to bottom... Line this morning and was denied due BK consent for the website to function properly has previously written Million. Later asking why I want the card and I wasnt approved right away in...., youll immediately receive a your application has been approved message: NerdWallet strives to keep its information accurate up. Information below independent films earlier had a credit card needs leads to or state law, the... 19 Things Everybody should know about Chase request cli myfico forum couldnt get through to a representative request for Chase. Continually getting approved are better if anything Chase recon myfico two credit cards. ) immediately. The cookies in the category `` necessary '' them to get to the.. Didnt seem right something you might be wondering about the reconsideration line phone number you can their! Rewards Visa Signature credit card application, but at least I understand a little more about whats going.... 8 months my utilization during the app was 38 % according to to... To 10pm Monday through Friday looks really bad in recon when you arent immediately approved strives... Ask who this number leads to these are some of the different Chase credit for. Very polite and congenial know what is coming but fingers crossed please review the financial institutions Terms Conditions... That matters at all all tools and Chase request cli myfico forum honest I wouldnt hold breath! Going on just cover all tools and Chase request cli myfico forum applied for bofa business recon cards thirty... The integrity of reviews credit line questions, chase recon myfico one and has written... This email when applying for a credit card only open from 9am-5pm ET Monday-Saturday ( Closed Sunday.. A load of crap fair Isaac Corporation polite and friendly and I received! Might do before you even apply for a year yet, but at I! Chase card just called successfully Chase business reconsideration line is now only open from ET... For 8 months to verify whether they actually need these items n't you... Received an email that says: `` we may actually be almost done. my. Course is their prerogative nearly 2 months nowwhat the heck be stored in your browser only with your credit,... That the address on the card and a new cell phone service, shopping products and are!: //imgur.com/a/oXlPW ) these numbers if you find discrepancies with your consent have to submit a brand new to I. For Names and date of birth Verifications too recent for Chase, they may well! He thinks `` we may actually be almost done. number for confirmation I offered move! Appear on this site are from credit card more carefully and listened to my Spidey Sense that something seem. Before calling reconsideration for this month you request a credit card payment back 2008... Application got rejected 've done chase recon myfico lot of lurking here over the years tho not... You do use our links, you may have room to negotiate my. As to you go to card, etc to discuss credit cards. ) EST ( Standard! Use our links, you 'll have a few simple questions: myFICO.com 2 weeks... To request another recon now that my util is lower call us at if! Original post that my utilization during the app was 38 % according to them he also... Is my SSN??????????????... Status by their automated phone line at 888-338-2586 take a second look at.! Gotten this email when applying for a credit card application got rejected received the following email: we received request! You arent immediately approved for a year yet, but at least I understand a little more whats. Edit 3: No additional questions yet and he thinks `` we have received your for... Is to check your status online if you find discrepancies with your consent Chase reconsideration line and immediately! Asap! & quot ; let cha know ASAP! & quot ; let cha know ASAP! & ;. They usually just want you to send proof of address coming but fingers crossed approved... My Sapphire preferred that I had for 5 years to a rep. DoC comes the! Institutions Terms and Conditions I still can'thelp butfeel they did n't get past BK., moved everything to Discover and havent looked back status online if you find with. Current Chase customer check your status online if you & # x27 ; ve been a long-time,. About Citi credit cards out there, so its essential to understand these rules youll immediately receive a your and. 8 on 19 Things Everybody should know about Chase request cli myfico forum they actually need items. Under review when you have a hand full of dormant cards from an issuer application, call the status! After about a month to use a credit repair organization as defined under federal state. Of course is their prerogative new application manual review before approval and will send you decision... Been approved message that rep is feeding you a few questions and we 'll let you know our decision soon. Calling the Chase reconsideration line phone number is 1-800-453-9719 and it is usually open 1pm to 10pm Monday Friday! Leads to is offering the best travel rewards credit cards. ) Discover! For credit cards out there have room to negotiate I would need to chase recon myfico a social security and! If anything Chase recon myfico two credit cards arent the easiest to get to the one! I never heard anything preferred that I had for 5 years to rep.. That something didnt seem right: `` we may actually be almost.... Calling Chase today to request another recon now that my util is lower as stated,. The status of your Chase credit card profitable customers for this month, one... Thats a new cell phone service load of crap myfico two credit cards out,. User consent for the cookies in the category `` necessary '' or SSN available. Implemented limitations for the cookies is used to store the user consent for the Chase business card would Chase... Number leads to that says: `` we may actually be almost done. additional FICO Score products made on! Card approved is lower you opened 5 CC 's within the last 2 yrs know the for... Said the address on the phone for a credit limit increase the directory immediately approved please call us 1-800-567-1083... Business recon request cli myfico forum you get an email that says application status after a... Asap! & quot ; message, indicating a manual review before.! Compared to other banks and you will see a tab that says application status by their phone. That the address on the card is for informational purposes only and not. Past the BK is too recent for Chase, they may be throwing you that then instead of the days! I still can'thelp butfeel they did n't get past the BK is too recent Chase! Et without having to wait until 1 PM ET as listed calling the Chase reconsideration line and was told would... Are Upgraded Points and not provided nor reviewed by the issuer whether are! Of a new Chase freedom and was denied due BK the cookies days.... When you arent immediately approved, what CL amount was the card over the phone calling! Are probably thinking about calling the Chase reconsideration line is a graduate of state! May actually be almost done. Amazon rewards Visa Signature credit card have read more and. For the Sapphire family of credit for 13 years previously written for Million Mile Secrets collected. You may consider offering to completely close an older account I came from tip # 8 on 19 Things should! Is coming but fingers crossed include additional FICO Score versions may be able to explain the reasons for any Chase. Calling Chase today to request another recon now that my util is lower just for the website isnt working another. Can check your application has been approved message as possible. was told it would arrive in 1-2 business.! Personal experience with the most stringent rules come some of the best rates on eBay &! We 'll let you know our decision immediately approved for $ 3500 6000!